Malpractice Insurance May Cover Medical License Defense
If you are being investigated by the California Medical Board, you may want to pull out your malpractice policy to see if you have coverage for your defense. Defending your California medical license against the CMB, can be a very costly endeavor. Thus, it might be in your financial interest to see if your policy has coverage.
Some California physicians fear disclosure of a medical board investigation to their insurance carrier may cause their premiums to be increased. While this may be a valid point, keep in mind renewal applications often require disclosure of any such investigations.
Also, many policies allow you to pick your own California Medical Board Attorney rather than being stuck with a panel attorney provided by the carrier. Having the luxury to interview and select a knowledgeable defense attorney you are comfortable with is the first step in keeping your medical license.
